mobilehomerepair.com

Some time before we bought our manufactured home I asked a question about making modifications to the home on a forum that I cannot find again. I asked about replacing an existing window with either a sliding glass or French door unit. One of the responses said that if I did this even if I obtained permits and had a certified craftsman perform the work I would never be able to sell the home again except to a cash buyer because no mortgage company and especially FHA backed loan would approve a purchasers loan application.

Is there any validity to this statement?

Thanks.

I don't know about the mortgage issue, but lots of homes came from the factory with patio doors. As long as it was done to code, I can't see a problem.

Well, I can say that statement was never made here. I can see no reason that a mortgage company would have a problem with it. Something like that would most likely ADD value to the home, But as Commodore said make sure it is done within code requirements.

Greg

The ONLY time I have ever heard of not being able to get a home loan on a mobile home or stick built home was when there was work done without permits or not up to code and found during the inspection.

I thought that was kind of fishy but the guy claimed to be a mortgage writer. I'll see if I can find the place I heard this and get back.

This upgrade is likely year(s) in the future but I just wanted to know what the concensus was.

Thanks for the replies.

I totally agree with Greg and Ponch. From my personal experience, being the contractor involved with many homes going up for sale, I doubt that a bank's home inspector would look twice at an added door unless he had reason to believe it was not up to code or unsafe in some way. Many times I have seen them ding "not so important" things, like a soft spot on a 40 year old home's floor and overlook major issues like an illegal roof.