Mobile Home Insurance

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Moderators: Greg, Mark, mhrAJ333, JD

opinion free
Posts: 70
Joined: Fri Oct 19, 2012 3:24 pm

Tue May 10, 2016 2:43 am

Hi All,
silly me. I forgot to get mobile home insurance for the last 9 years. I need to get it but can't find any insurance companies that cover mobile homes. I live in an earthquake area of California. So I want everything covered. Can someone make a recommendation?

Norm Frechette
Posts: 190
Joined: Fri Aug 05, 2011 7:34 am
Location: Norwich, CT

Tue May 10, 2016 5:39 am

foremost insurance

Mobile Home Insurance Guide

User avatar
Posts: 5609
Joined: Wed Feb 28, 2007 8:01 pm
Location: Weedsport, NY

Tue May 10, 2016 6:08 pm

Check with who ever carriers your Auto policy, Many will bundle homeowner & auto. Some do place age restrictions on the home, usually pre HUD homes (mid 80's) they try to stay away from.
Shop around, prices are all over the place.

"If I can't fix it, I can screw it up so bad no one else can either."

Posts: 383
Joined: Mon Oct 25, 2010 9:53 pm
Location: Steuben County, NY

Tue May 10, 2016 7:48 pm

I am insured through Allstate.

Posts: 14
Joined: Mon Jul 20, 2015 10:53 am

Mon May 16, 2016 11:40 am

I just got insurance through Foremost. I got a $500K liability, $45k personal property, and $85K replacement policy for $550 a year. not bad.

Also, I'm in Central California, not prime quake country but we still get a few shakers now and then :-).