HO Insurance & Water Heater Condition?

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mh_doni49
Posts: 72
Joined: Wed Sep 04, 2013 5:53 pm
Location: Holts Summit, MO

My HOI agent wants me to get something from a contractor telling the condition of the WH. But the plumbers I've talked with "don't do mobile homes".

What can I do?
Don I
Holts Summit, MO
(Central MO)
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Greg
Moderator
Posts: 5696
Joined: Wed Feb 28, 2007 8:01 pm
Location: Weedsport, NY

That's a new one. I think I would start shopping for another Insurance company, If they are going to be that knit picky over a water heater I would imagine they would do the same to deny any claim you might have.

Greg
"If I can't fix it, I can screw it up so bad no one else can either."
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UmpJJ
Posts: 110
Joined: Sat Oct 08, 2011 11:39 am
Location: Brazil, IN

I just had 4 stick homes insured with a new carrier, and the new carrier insisted they have an agent photograph all four exterior sides of the homes, the breaker box in each home, and the water heaters.
I think condition of the water heater is becoming important to them because bad ones have caused claims. I have no idea how a photo of the water heater can in any way tell what kind of shape it's in.

UmpJJ
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